- Great Portland Street, London, W1W 5PF
- info@rcfco.co.uk
- +44 (0) 207 2xx xxxx
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Our loan facilities have been designed to meet the needs of UK business owners and property investors.
We provide quick, flexible and competitive finance, ideal for your capital and cash flow requirements.
12 Months, with the option to renew at the end of each term. No early repayment fees or cancellation notice.
£50,000 - £5,000,000
From 1% per month, on used funds, calculated daily and charged monthly.
These are at your discretion during the term.
Up to 70% Loan to Value (LTV) on UK commercial or residential property.
Pre-approved loan amount, funds are ready when you are
Only pay interest on the funds used for the time used
Capital repayments and use of funds are at your discretion throughout the term of the facility
No long term commitment, settle anytime without any penalty
£50,000 to £5,000,000
1 to 5 years, renewable
No ongoing deal by deal valuations, arrangement or legal fees
Secured on UK property, up to 70% Loan-to-Value, 1st and 2nd charge
Desktop valuations on loans up to £500,000 (subject to internal review)
More than 90% of UK small businesses experience at least one cash flow crunch each year. This could be due to seasonal fluctuations, unplanned costs or general trading cash-flow gaps.
A Revolving Credit Facility offers a valuable lifeline if and when needed. You have immediate access to funds and only pay for what you use for the time used. Ideal to bridge those cash-flow gaps.
UK banks are becoming even more hesitant to provide banking and any credit for small businesses, the lifeblood of our economy. If you are lucky enough to be accepted for a business overdraft, you are likely to experience that the amount offered is not sufficient to meet your cash-flow needs.
Our facilities start at £50,000 and go up to £5,000,000, the ideal amount required by our clients.
Unlike the banks, we are looking for a reason to support your business, not a reason to say “NO”. Our underwriting decisions are made by people who have been in your shoes, not a computer program. This ensures we make our lending decisions by listening to you and fully understanding your business.
Term loans are not ideal for general business cash flow. You are required to make monthly interest and capital repayments, on the full loan amount, for the full term, irrespective of the credit used. An impractical and expensive way to fund your short-term cash flow needs. With us, you only pay for what you use for the time needed, why pay for more?
Unlock a competitive edge in today’s dynamic property market with our game-changing finance solution.
Our Revolving Credit Facility provides multiple advantages over traditional property investor funding.
The renewable 12-month line of credit offers swift access to funds up to a pre-approved amount, enabling you to take advantage of time-sensitive opportunities that come your way.
The facility is Interest Only and you only pay interest on the funds you use, for the time used. And when you are in between projects and the balance is zero, there is no cost, ready for your next project.
Capital repayments and use of funds are at your discretion during the term, enabling you to manage your finances your way.
Benefit from the one-time set-up and easy multiple drawdowns throughout the term without the burden of additional arrangement, valuation, or legal fees typically associated with traditional financing.
Our Revolving Credit Facility is designed for property investors seeking a fast, flexible, and cost-efficient way to grow their portfolios.
Whether you're expanding, refurbishing, or unlocking hard-to-access equity, this solution empowers you to take the next step in your property journey with confidence and ease.
Achieve your property investment goals with unmatched flexibility and financial freedom.
More than 90% of UK small businesses experienced at least one cash flow crunch each year. This could be due to seasonal fluctuations, unplanned costs or general trading cash-flow gaps. A Revolving Credit Facility offers a valuable lifeline if and when needed. You have immediate access to funds and only pay for what you use for the time used. Ideal to bridge those cash-flow gaps.
UK banks are becoming even more hesitant to provide banking and any credit for small businesses, the lifeblood of our economy. If you are lucky enough to be accepted for a business overdraft, you are likely to experience that the amount offered is not sufficient to meet your cash-flow needs. Our facilities start at £50,000 and go up to £5,000,000, the ideal amount required by our clients. Unlike the banks, we are looking for a reason to support your business, not looking for a reason to say “NO”. Our underwriting decisions are made by people who have been in your shoes, not a computer program. This ensures we make our lending decisions by listening to you and fully understanding your business.
Term loans are not ideal for general business cash flow. You are required to make monthly interest and capital repayments, on the full loan amount, for the full term, whether you are using the full amount or not. An impractical and expensive way to fund your short-term cash flow needs. With us, you only pay for what you need for the time needed, why pay for more?
Unlock a competitive edge in today’s dynamic property market with our game-changing finance solution. Our Revolving Credit Facility provides multiple advantages over traditional property investor funding. The renewable 12-month line of credit offers swift access to funds up to a pre-approved amount, enabling you to take advantage of time-sensitive opportunities that come your way. The facility is Interest Only and you only pay interest on the funds you use, for the time used. And when you are in between projects and the balance is zero, there is no cost, ready for your next project. Capital repayments and use of funds are at your discretion during the term, enabling you to manage your finances your way. Benefit from the one-time set-up and easy multiple drawdowns throughout the term without the burden of additional arrangement, valuation, or legal fees typically associated with traditional financing. Our Revolving Credit Facility is designed for property investors seeking a fast, flexible, and cost-efficient way to grow their portfolios. Whether you're expanding, refurbishing, or unlocking hard-to-access equity, this solution empowers you to take the next step in your property journey with confidence and ease. Achieve your property investment goals with unmatched flexibility and financial freedom.
RCF was set-up to fill a gap in the UK loan market, providing a cost-effective solution with the flexibility companies need to thrive.
We pride ourselves in offering the highest levels of customer service with an inclusive and collaborative approach.
We explain in simple terms why a solution meets your business requirements.
No hidden costs or charges.
Our expert financial team has been specialising in financing solutions for SMEs for over 30 years.
RCF offers revolving credit facilities specifically to help UK companies grow.
Soheill has worked in the trade finance industry since 1996. Prior to founding Berkeley Trade Finance Ltd, Soheill has worked for Working Capital Partners LLP, Scottish Pacific Business Finance (UK) Ltd and was co-founder and Managing Director of Sterling Trade Finance Ltd.
Steven has worked within the trade and invoice finance sectors since 1998. Prior to founding Berkeley Trade Finance Ltd, Steven was Head of Operations for Scottish Pacific Business Finance (UK) Ltd and was co-founder and Operations Director of Sterling Trade Finance Ltd.
Jon has over 30 years experience working with and raising capital for SMEs. Co-founder of CSS Partners in 2001 with the vision to be the first company in the UK to mass market EIS qualifying companies to private investors, with £165m raised in development capital for more than 60 companies.
167-169 Great Portland Street, 5th Floor, London, W1W 5PF
Info@rcflimited.co.uk
+44 (0) 207 2xx xxxx
